GET INCOME PROTECTION, GIVE YOURSELF A SUPERPOWER!
Well, not literally, but if you earn an income, then you need Income Protection! You use it for many things, from paying bills to buying your weekly food shop to repaying your mortgage. What a hero! Could you afford for any of these to stop or fall behind because you are off work due to illness or injury? Would statutory sick pay of £94.25 per week even begin to cover the bills? If you answered no, or even if you answered yes, then we can find a policy suitable for you. We use 5-star Defaqto rated income protection specialists like British Friendly, Holloway Friendly and Cirencester Friendly among many others to ensure only the best income cover is offered to you no matter what!

£3.88/Day Starbucks or £1.46/Day Income Protection
THE CHOICE IS YOURS
Can Income Protection Help Me?
Income protection can help UK residents who are still working and yet to retire, whether they are employed, self-employed or considered a “house-person”. This is someone who works less than 16 hours per week, though this definition may vary depending on the policy. It can also help you if £94.25 Statutory Sick Pay per week for 28 weeks is not enough to cover your regular outgoings and you need an insurance policy that will pay out in monthly amounts rather than a lump-sum. All you need to do is keep up with your monthly premiums and agree to a deferral period suitable to your needs. Find out more about deferral periods on our Helpful Information page.


SETTING UP YOUR INCOME PROTECTION INSURANCE POLICY
First, you need to be between the ages of 18 -59 to apply for a policy and all income cover must end by the time you turn 70. You can be employed, self-employed or work from home over a certain number of hours (qualifying hours will vary between providers).
THE TERM OF YOUR INCOME PROTECTION POLICY
Second, the term (lifetime) of your policy will depend on how old you are when you get a policy. For example, if you apply for a policy at 45-years-old, then your maximum term will be 5 years once you make a claim.
DECIDING HOW MUCH YOU'LL NEED TO COVER
Third, the amount you’re covered for depends on your income, which you will be asked to provide proof of, and can cover up to a maximum of £200,000.
Protect My Pockets helps protect your income when you can’t work due to illness or injury
Specialised cover for sports injuries and can include additional, sports-related perks
Get your quote and start protecting yourself and your income with Income Protection
Do you have a question for us? Get in contact today.

BENEFITS OF INCOME PROTECTION
- You could be covered for less than the price of a Starbucks coffee per day.
- Employed or self-employed, income protection has you both covered.
- You can receive up to 70% of your income tax-free while off work due to illness or injury, much more than what statutory sick pay has to offer.
- Continue paying all your regular bills with a little more ease so you can concentrate on your recovery.
- Payouts will never just stop, they’ll last until you either return to work, come to the end of policy term or retire.
GET YOUR INCOME PROTECTION QUOTE NOW
Please follow the simple steps below and we will calculate the best possible quote for your circumstances.
If you want to protect your income, we can provide many policies courtesy of our industry partners. So kick back and let Fuse’s friendly sales agents walk you through your perfect policy, helping insure you and your family no matter what life brings.